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Insurance Company won't insure my car. . .

Posted: Fri Feb 01, 2008 7:02 pm
by bgh318
Hey guys, just thought I'd share a funny story with you. I started working for an insurance company, Hanover Insurance Group, and wanted to insure my car with them because I'd get a really good employee discount. To my disbelief, they won't insure stealths or 3000GTs. I couldn't hardly believe it. It's one of the only models that aren't uber-expensive that they won't insure! Anyone else ever run into this problem?

Here's the list of all the cars they won't insure. In case you were wondering:
MAKE MODEL
Alfa Romeo Spider
Aston Martin All models
Austin Healy All models
Avanti All models
Bentley All models
Bertone All models
Bizzarini All models
Daewoo All models
Daihatsu All models
Daimler-Chrysler Maybach
Delorean All models
Dodge Stealth, Viper
Dune Buggy All models
Excalibur All models
Ferrari All models
GMC Syclone P/U, Typhoon
Hummer All models except H2 & H3
Lamborghini All models
Lancia All models
Lotus All models
Maserati All models
Mitsubishi 3000 GT
Pantera All models
Panzo Esperante All models
Pininfarina All models
Rolls Royce All models
Yugo All models


-Brad

Re: Insurance Company won't insure my car. . .

Posted: Fri Feb 01, 2008 7:15 pm
by Brandonscar
Maybe the owner had his daughter get prego in the back of one. Just a thought.

You should ask if this is the case.

Re: Insurance Company won't insure my car. . .

Posted: Fri Feb 01, 2008 7:17 pm
by SAgosto
Never heard of it for a 3/S.

Re: Insurance Company won't insure my car. . .

Posted: Fri Feb 01, 2008 7:45 pm
by Melis
I've heard of it .............but you know I used to work in insurance. Actually most non standard or (non prefered) companies like Direct, Safeauto, etc (mainly high risk) insurance companies do not insure sportscars as well.

Re: Insurance Company won't insure my car. . .

Posted: Fri Feb 01, 2008 7:49 pm
by JagdStealth
That's because for something like 5 years in a row, in the non-exotic car market, the 3/S had the highest average insurance payout of ANY car.

Too many idiots got in bad accidents and must have had some huge medical payouts or something...

Re: Insurance Company won't insure my car. . .

Posted: Fri Feb 01, 2008 7:55 pm
by vroom4
Ford Bronco 2 isnt on there? My insurance company wouldnt insure that.

Re: Insurance Company won't insure my car. . .

Posted: Fri Feb 01, 2008 7:56 pm
by JagdStealth
Bronco 2 used to be rated as one of those vehicles that was prone to roll-over.

I had a sweet light blue/dark blue one :lol:

Re: Insurance Company won't insure my car. . .

Posted: Fri Feb 01, 2008 7:58 pm
by Melis
The higher the IRG symbol the higher the rates and some companies have a cut off of what symbols are within their insurable guidelines.

Re: Insurance Company won't insure my car. . .

Posted: Fri Feb 01, 2008 9:31 pm
by bgh318
Yeah, the symbols on the 3/S are huge. And we're standard so they must just hate me. haha


-Brad

Re: Insurance Company won't insure my car. . .

Posted: Fri Feb 01, 2008 10:53 pm
by stealthee
[quote=""JagdStealth""]Bronco 2 used to be rated as one of those vehicles that was prone to roll-over.

I had a sweet light blue/dark blue one :lol: [/quote]
http://www.3si.org/forum/attachment.php ... 1095997135

^ my old Bronco II. :D

Re: Insurance Company won't insure my car. . .

Posted: Sat Feb 02, 2008 2:56 am
by i3igpete
daewoo ... didn't see that one coming

Re: Insurance Company won't insure my car. . .

Posted: Sat Feb 02, 2008 3:51 am
by vr4
[quote=""i3igpete""]daewoo ... didn't see that one coming[/quote]

college kids.



friends ferrari is insured no problem thru allstate. something around 160/month for full coverage

Re: Insurance Company won't insure my car. . .

Posted: Sat Feb 02, 2008 6:17 pm
by vegasidol
Damn...YUGO!!! :lol:

That's hilarious! :bigthumb:

My insurance company first told me they wouldn't insure the VR4 (even though I have my base with them). They said they don't usually insure that car, but since I've been a long time customer...she was going to override the system and insure it. :)