Insurance Company won't insure my car. . .

[bgh318]

Hey guys, just thought I'd share a funny story with you. I started working for an insurance company, Hanover Insurance Group, and wanted to insure my car with them because I'd get a really good employee discount. To my disbelief, they won't insure stealths or 3000GTs. I couldn't hardly believe it. It's one of the only models that aren't uber-expensive that they won't insure! Anyone else ever run into this problem?

Here's the list of all the cars they won't insure. In case you were wondering:
MAKE MODEL
Alfa Romeo Spider
Aston Martin All models
Austin Healy All models
Avanti All models
Bentley All models
Bertone All models
Bizzarini All models
Daewoo All models
Daihatsu All models
Daimler-Chrysler Maybach
Delorean All models
Dodge Stealth, Viper
Dune Buggy All models
Excalibur All models
Ferrari All models
GMC Syclone P/U, Typhoon
Hummer All models except H2 & H3
Lamborghini All models
Lancia All models
Lotus All models
Maserati All models
Mitsubishi 3000 GT
Pantera All models
Panzo Esperante All models
Pininfarina All models
Rolls Royce All models
Yugo All models


-Brad

[Brandonscar]

Maybe the owner had his daughter get prego in the back of one. Just a thought.

You should ask if this is the case.

[SAgosto]

Never heard of it for a 3/S.

[Melis]

I've heard of it .............but you know I used to work in insurance. Actually most non standard or (non prefered) companies like Direct, Safeauto, etc (mainly high risk) insurance companies do not insure sportscars as well.

[JagdStealth]

That's because for something like 5 years in a row, in the non-exotic car market, the 3/S had the highest average insurance payout of ANY car.

Too many idiots got in bad accidents and must have had some huge medical payouts or something...

[vroom4]

Ford Bronco 2 isnt on there? My insurance company wouldnt insure that.

[JagdStealth]

Bronco 2 used to be rated as one of those vehicles that was prone to roll-over.

I had a sweet light blue/dark blue one

[Melis]

The higher the IRG symbol the higher the rates and some companies have a cut off of what symbols are within their insurable guidelines.

[bgh318]

Yeah, the symbols on the 3/S are huge. And we're standard so they must just hate me. haha


-Brad

[stealthee]

[quote=""JagdStealth""]Bronco 2 used to be rated as one of those vehicles that was prone to roll-over.

I had a sweet light blue/dark blue one [/quote]
http://www.3si.org/forum/attachment.php ... 1095997135

^ my old Bronco II.

[i3igpete]

daewoo ... didn't see that one coming

[vr4]

[quote=""i3igpete""]daewoo ... didn't see that one coming[/quote]

college kids.



friends ferrari is insured no problem thru allstate. something around 160/month for full coverage

[vegasidol]

Damn...YUGO!!!

That's hilarious!

My insurance company first told me they wouldn't insure the VR4 (even though I have my base with them). They said they don't usually insure that car, but since I've been a long time customer...she was going to override the system and insure it.